You don’t need to be wealthy to enjoy luxuries in retirement…you just need to know the shortcuts.

In the best-value places abroad, you can travel often and live well, even on a Social Security check alone.

In the States today,  only a tiny percentage of the population that can afford luxuries like a housekeeper, a gardener, or a country-club membership. A retirement with an ocean view? A vacation every few months? Most folks assume that sort of lifestyle is way above their pay grade.

But that’s not necessarily the case.

In the right spots abroad, a high-end lifestyle (with perks like a housekeeper to cook and clean a couple times a week and lots of opportunity for travel and adventure) costs way, way less than it would at home. The truth is: In the right spots, you don’t have to be a millionaire to live well. You can do it on $30,000 a year…or even less…

We’re living in unsettled times. But at International Living, we take a long view and I encourage you to, as well. Eventually, this craziness will pass…

Even though you’re probably staying put for the moment and not traveling, planning for retirement means planning for the long-term. And you can begin to do exactly that-without ever leaving home. In fact, we’re on a mission to show you how.

In International Living magazine each month for the last 40 years…we’ve pulled back the curtain to show you the shortcuts and the secrets…we name the specific spots you should look to…we share inspiring stories from folks who are already living their dream lives overseas…and we connect you with the people and resources you need to do it yourself.

Editor’s note: Our global network of experts and expats are full of secrets like this. And we’ve put them all together into a new report called How to Retire on Permanent Vacation: Shortcuts for a Jet-Set Retirement on a Modest Budget. With the powerful insider tips it contains, you could live like a rich man, in the world’s most beautiful and exotic locations, even on a Social Security budget alone. Become a subscriber to International Living magazine today and you’ll receive this exclusive research report for free. Claim Your Free Report Right Here.

Shortcuts to a More International Life, No Fat 401K Needed

A budget that would have you scrimping and saving at home can, in the right places abroad, expand to fund all sorts of comforts—in the Caribbean, Latin America, Southeast Asia, and Europe. On as little as $1,700 to $3,000 a month, a couple in the best-value locales can live quite comfortably

Recently, for instance, we’ve told readers about…

Seven great retirement towns where you can live better for less, like one in Italy, for instance…a little town in Tuscany where the Twilight movies were filmed. It’s close to well-known San Gimignano, but flies under the radar. It’s home to an Etruscan acropolis, a Roman theater, and medieval monuments. And its enchanting central piazza is hemmed by frescoed palaces.

It’s one of Tuscany’s most beautiful towns, yet because it’s not the regular tourist trail, the real estate prices aren’t through the roof. A couple could live well here for $1,715 a month, or $20,580 a year.

The shortcuts you need to retire early and travel the world…take one we told our subscribers about that can have you staying in luxury—for as little as 10% what the guy in the next room is paying. You may not realize it, but—especially at high-end hotels and resorts around the world—there’s a lot of wiggle room when it comes to the cost. Now, if you simply go to a fancy property’s website and book your stay—the way most folks would—you’ll pay top dollar.

But cunning insiders know it’s possible to save 40%…60%…even a full 90% off the regular price and have the very same luxury experience the guy in the next room is having. Only he’s paying two, three, five, maybe ten times more. One of our editors used this shortcut and paid $1—a single dollar—for a seven-night stay at a luxurious beachfront resort in Nuevo Vallarta, Mexico and then did it again at another beach resort in Cancun.

How to live a millionaire’s lifestyle on $30,000 a year…you can do it in all sorts of places, frankly. But there’s one we focused on recently, a special stretch of “tuna coast” few people know exists where a little town beckons beach lovers who like the idea of a quiet getaway on a fabulous shore. Here 11 beaches are known for their surf breaks and uncrowded sands.

The coastal shelf drops off a close distance from shore, which means yellow-fin tuna, sailfish, wahoo, and dorado are among the regular catch. This spot exudes a friendly, laid-back vibe. You can walk to restaurants and grocery stores, start your days with a stroll along the beach and spend the afternoon on horseback if you want to.

As one happy resident explained, “When we want an unobstructed view of the ocean, we climb a few steps to the ‘tree house’ on the second floor…we wouldn’t trade our new dream for any other life. There is no traffic to deal with, life is calm and tranquil.”

It’s also remarkably affordable. You can eat out here for $3 to $7…spend no more than $2 on a bottle of beer…and employ a housekeeper for $15 for a full morning.

Rents run from $550 to $800 a month. A two-bedroom home a few blocks from the town square on a half-acre landscaped with fruit trees, palms, and flowers costs $124,900.  Beach-town living like this could easily cost three to four times as much in Florida. But here a budget of $2,000 a month is plenty for a couple to live comfortably on.

Editor’s note: There are plenty of outside-the-box ways you can make sure your retirement is as enjoyable as possible without costing a fortune…and we’ve collected them all in How to Retire on Permanent Vacation: Shortcuts for a Jet-Set Retirement on a Modest Budget. This free report is your ticket to living like the upper crust in retirement, even if all you have to finance it is your Social Security checks. You can live a richer, more international, more exciting, more rewarding life…without having to squirrel away another dime before retirement. Become a subscriber to International Living magazine today and you’ll receive this exclusive research report for free. Claim Your Free Report Right Here.

You Can Afford an “Endless Summer” Lifestyle

And all that’s just for starters… International Living magazine readers discover in every month’s issue all sorts of useful tools, contacts, and strategies to help them live a fun, adventure-filled, international life, no big nest egg required.

The articles we include show subscribers how to do things like…

  • Travel the world in high style for as little as $42 a day…overnights, food, and entertainment included. (Add it up, and that comes to well less than $20,000 a year. At home, you’d be scraping by on that modest budget, but with this shortcut, you can live large.)
  • Winter over with your spouse on a sunny Caribbean island—with the ocean a few blocks away—and do it for $2,500 a month or less, all in, including your housing, meals out, and entertainment.
  • Trim your travel costs to almost nothing by staying for free in all kinds of upscale retreats—could be a stately brick home in the U.K….a private beachside apartment with balconies in Australia…a blue-shuttered farmhouse in the south of France…
  • Cruise the world for free and have the time of your life—cocktails on board, visits to exotic ports, shows to entertain you. There are at least four legitimate ways to arrange no-cost cruises, and you can take advantage of them again and again.
  • Deduct your travel expenses from your taxes…and even get paid to travel…
  • Get a second passport—you may be eligible for one already and not even realize it…
  • How to maximize your Social Security while living overseas (yes, you can take your Social Security with you!)…
  • And lots, lots more…

Under-the-Radar Destinations Where You Can Live Large…for Less

Open up any issue of International Living magazine when it lands in your mailbox, and you’ll find stories about all sorts of locales you may never have even heard of before. Tropical Caribbean islands…hilltop villages in South America…European retreats…cosmopolitan cities from Southeast Asia to Central America…and more, all places where it’s possible to improve your quality of life while you spend less.

The truth is, there’s never been a better time to explore the good-value options that exist overseas today.

In our hyper-connected world, it’s so much easier than ever to travel…and to stay connected while you do. It used to be that only the very wealthy could afford to jet set around the planet. And only they had the resources to figure out where to go.

But today, so many more places are so much easier to access. And once there, you’re not cut off from home the way you once were.

You can be in a coffee house in a small village in the Andes and have internet access that allows you to read the New York Times online.

You can be in your living room with the Caribbean out your window, and have US college football playing on your television.

You can be sitting literally with your toes buried in the Pacific sand and from the iPad on your lap, talk with—and look at—your friends and family back home in real time.

All of sudden, the world is full of possibilities for comfortable (and affordable) living in places where you couldn’t have lived so well even 10 or 15 years ago.

Places like these, which we’ve been telling our International Living subscribers about of late…

Three surprisingly low-cost Caribbean islands where you can live a millionaire’s lifestyle for pennies on the dollar. In these postcard-worthy retreats with their turquoise waters and palm-lined beaches, you could upgrade your lifestyle but spend less than you would to stay home. It’s not hard to understand how when you can enjoy a restaurant meal for less than $10, rents for under $500 a month, and condos from $65,000…

How (and where) to spend spring in romantic Europe from $2,700 a month…including a spot in Italy that isn’t remote, but isn’t overrun with tourists either, where you can rent a furnished apartment in the old town for $560 a month…and a village half an hour outside of Lisbon, Portugal where you can rent from $900 a month…

A Thai island golfers will love…where for $960 a month you can secure a furnished, two-bedroom villa close to the beach in a gated community with a pool…and that includes maid service, too.

The “mini-Venice” nobody knows about, where uncrowded canals have been constructed on 13 islands, once overseen by the cardinals of the Papal state. Cute tratorias offer grilled or baked eel, sole, or other fresh fish and put tables out along the canals. You’ll find here brightly painted buildings, art-strewn churches, and grand townhouses, and great values. What you won’t find are crowds.

A laid-back Costa Rican beach retreat where scarlet macaws soar overhead—just 90 minutes from the airport and close to the capital, it’s an escape that feels a world away but is incredibly convenient. And you could live well here on $2,000 a month.

A university town in the south of France where medieval homes overlook the sparkling blue Mediterranean…and you could rent a lovely, furnished two-bedroom apartment with high ceilings and generous windows right in the thick of things for $1,400 a month or a one-bedroom for just $860.

A community of 6,000 in Belize that’s at a tipping point today, about to take off…it’s a spot where the Caribbean Ocean laps on shore a clear blue and palm trees line the 16-mile coast. Rustic, jaw-dropping beautiful, and poised to expand, now’s the right time to stake a claim, whether you’re interested in a place to retire or start a business or both…

At International Living magazine, we believe the world is full of opportunity…and we take it as our mission to show you where to find it, and how to take advantage of it.

Retire sooner. Spend less. Travel more. Live better. That’s what International Living magazine shows you how to do.

Editor’s note: Full-time or part-time living overseas—when you retire is not as far out of your reach as you might think. In fact, you’d be surprised at how easy (and affordable) it can be to embrace those “rich man” luxuries—even if your budget is decidedly modest. It’s all in the pages of our special report, How to Retire on Permanent Vacation: Shortcuts for a Jet-Set Retirement on a Modest Budget. Become a subscriber to International Living magazine today and you’ll receive this exclusive research report for free. Claim Your Free Report Right Here.