These Terms and Conditions apply to your use and subscription to International Living publications and its websites. By using our services you agree to be bound by these Terms and Conditions and they shall constitute an agreement between you and International Living (‘IL, ‘us’, ‘our’, ‘we’).
All information contained on our websites (our websites include any website that is operated by us and offers one or more publications that we publish) and in emails and other electronic services is general advice; your personal circumstances have not been taken into account. If you’re in doubt about the suitability of an investment, it is a good idea to seek professional financial advice.
Access to Information
Users will only have access to the services they are subscribed to. For paid services, only a paying member has access to the subscriber-only section of the websites and emails. Subscribers must not reveal any username(s) or password(s) or forward paid services emails to any third party. The free e-letters can be viewed on their dedicated websites or subscribed to by email.
Use of Copyright Material
All material published on our websites is owned or provided under licence by International Living. Content in the free e-letters may be republished only if you acknowledge the e-letter as the source and provide a link to its dedicated website. Content in our paid subscriptions is not to be reproduced, forwarded, or disclosed without our prior written permission.
Security Policy and Our Services
When purchasing from International Living your financial details are passed through a secure server using the latest 128-bit SSL (secure sockets layer) encryption technology. 128-bit SSL encryption is the industry standard, however IL does not warrant or represent that it provides a totally secure online service. If you have any questions regarding our security policy, please feel free contact our customer services team, you’ll find our contact details here.
Given the nature of electronic and telecommunications services and the fact that IL does not own, operate or control these systems, IL does not promise to make its subscriptions and other online and electronic services and offerings continuously available or virus or fault free. Likewise, we do not promise to make any of our services available by a particular time or method.
Information, opinions, comments and reports have been produced in good faith and based on information collected from wide-ranging sources believed to be correct and accurate at the time of publication. International Living exercises due care in the research, preparation and delivery of its services. However, we do not represent or warrant that any service or content we provide is accurate, reliable, suitable, complete or of a particular quality.
Our liability to you
Except as expressly required by legislation, we accept no Liability to You (including, without limitation, by way of negligence) arising from the provision (or non-provision as the case may be) of any of our services. To the extent permitted by legislation, we limit any liability we may have to you to the resupply of services or refunding any unused portion of your annual subscription (where relevant).
None of IL and its employees, directors, agents or associates guarantees the performance of any security or other financial product (or class of financial product) that is reviewed, recommended or opined on in any of our services. We strongly recommend you make your own inquiries and seek professional advice before making any investment decisions.
Cancellation Policy, Pricing and Trial Periods
We reserve the right to refuse subscription. When you subscribe to an International Living publication you enter into a continuing agreement for that publication, which is charged either yearly or quarterly (‘the subscription period’), depending on the offer taken up.
Each subscription period must be paid in full prior to starting the subscription period. We will cancel your subscription if the subscription period is not paid in advance or if you give us written notice that you wish to cancel.
You will not be entitled to any refund of subscription fees if you decide to cancel your subscription during the subscription period (after any applicable trial period). A pro rata refund may be applicable on a case-by-case basis. The prices for new subscriptions will be communicated to you prior to subscribing.
Each newsletter offers a trial period for new subscribers only. If you have subscribed to a newsletter previously and ceased your subscription for any reason, you will not be entitled to another trial period should you decide to resubscribe at a later date. A person deemed to be abusing the trial period feature may be refused subscription to other IL products or services. Subscription fees must be paid in full before subscribing. Should you cancel within the trial period you will receive a full refund unless otherwise stated.
From time to time, we may offer free and limited trials of our publications, products, and the like. After the end of the trial period, the regular price for our publications, products, or use of the website will be charged to the card provided at the start of the trial period. All customers signing up for the free trial will be required to submit a payment card details as part of the process, to allow automatic payments once the free trial period finishes. Customers not wishing to continue with the service after the free trial period ends must cancel their service using the cancellation email or use the following toll-free telephone number to cancel their service 1.800.681.2402. Notice will be sent if payment fails for any reason. It is the customer’s responsibility to make sure payment methods are correct to allow successful renewal payments.
Phone number: 1.800.681.2402
Cancellation email: email@example.com
We can review and alter our prices for any subscription period at any time. Any changes to pricing for existing subscribers will take effect when your next subscription period starts. If the price for your next subscription period is to increase we will let you know before it changes.
All prices are quoted in US dollars and include any postage. Items will be mailed within five business days.
Offensive, illegal, defamatory, contain profanity, or are otherwise considered to be unacceptable.
International Living has the right to investigate any breach or complaint about a violation of these terms and conditions. International Living will take any necessary action to protect itself and may report any unlawful activity to the relevant legal authorities.
Breaching the Terms and Conditions and Cancellation
Any subscriber or website user found to be in breach of these Terms and Conditions may have their subscription or website access suspended, amended or cancelled. We reserve our right to take whatever action is available to us under the law.
We reserve the right to cancel any subscription at any time, for any reason, regardless of whether a breach of these terms and conditions has occurred. Where we cancel your subscription, the unused portion of your subscription will be refunded on a pro rata basis.
Changes to these Terms and Conditions
We may change all or part of these Terms and Conditions at any time. If we do, the new Terms and Conditions will be posted on our websites. Your subsequent or continued use of this website and/or receipt of our emails will constitute your acceptance of any changes. If you object to any changes to the Terms and Conditions, your only remedy is to discontinue your use of the website or cancel your subscription with us. As you are bound by these Terms and Conditions, we recommend that you periodically refer to them.
If you have any queries relating to these Terms and Conditions please contact our customer service team, you’ll find our contact details here.
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